Flood Insurance in Aberdeen and all of South Dakota

It happened: Your basement was hit with a flood, and now you're wading through muddy water to retrieve your possessions and repair what damage you can. Unfortunately, your homeowners or renters insurance policy is unlikely to protect you from a flooding event like this.

What Makes Flood Insurance Important?

Flooding is one of the most common byproducts of a weather event to occur across the entire United States. It can happen anywhere in the country -- and little else can be as devastating and headache-inducing. A single inch of water standing in an average-sized home can wreak more than $25,000 worth of damage. This is why it's vital to maintain flood insurance, especially if you are in a high-risk area. Flood insurance reimburses you for harm caused by floods, allowing you access to funds you need for recovery.

Your property's flood risk can also fluctuate due to changes in factors such as weather patterns and new development near you. Whether you rent or own, flood insurance is vital for stability and your peace of mind.

1 in 4 flood insurance claims come from outside high-risk areas. For homeowners living in moderate to low-risk flood areas, flood insurance can come at affordable prices.

Protecting Homeowners Across SD

Get in touch with the agents at Insurance Plus today to find a flood insurance policy that's tailored to your needs. We're dedicated to keeping you covered. Click here to contact us now.

As a home or condo owner, you may think your homeowners insurance has you covered from most natural disasters; unfortunately, it doesn’t. The majority of people living in the U.S. don’t live in areas where flood damage is likely to occur. However, if flood-related damage is a risk for you, get insured. It’s better to be safe than sorry.

At Insurance Plus Insurance Agency, we know you’ve invested a lot of time and money in your personal property and keepsakes. A flood insurance policy will cover the cost of replacing your valuables from any flood-related damage.

Flood insurance is available through the federal government’s National Flood Insurance Program, however, it’s a better bet to purchase a flood insurance policy from the same agent or company who provides you with your home insurance. Here’s why: your agent or current insurance company can provide much higher limits of coverage than the NFIP, especially if your loss proves to be catastrophic. There is usually a 30-day waiting period before this type of insurance becomes valid.

Representatives from Insurance Plus Insurance Agency are committed to working with you to design a policy that ensures that you get the options you want at a price you can afford.